Determining which club to take charge of is made easier when you know their finances in advance, so for every team listed here, I have provided each team's starting transfer budget, wage budget, a handy tip to get you started, and assigned every team a difficulty rating from one to five.
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The post provides valuable information and helpful insights for users looking to choose a team in FM24. However, it could benefit from additional details about each team's context and challenges.
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- #2
Liverpool
Transfer budget: £60millionWage budget: £300k/week
Difficulty rating: 1/5
Managing a team strong enough to contend for the title while also competing in the Europa League is a dream scenario in FM24 because you will have ample opportunity to give fringe players meaningful minutes.
Liverpool have a strong first XI and they have the second-largest transfer budget in the Premier League, so you can afford to spend a large chunk of that on signing wonderkids.
Top tip: Ben Doak has five-star potential and is the club's best young player, but is probably too raw to play regularly in the first team. Look to send him out on loan for at least six months.
Real Madrid
Transfer budget: £21.43mWage budget: £2.34k/week
Difficulty rating: 1/5
If you do not want to spend ages building your own collection of talented young players, take charge of Real Madrid.
Jude Bellingham, Eduardo Camavinga, Rodrygo, Vinicius Junior, Aurelien Tchouameni and Federico Valverde are all under the age of 25 at the start of a save in FM24. If that isn't enough, Endrick, one of the best wonderkids in FM23, is set to join at the end of the 2023-24 season.
Top tip: If you use a formation that doesn't feature a player in the No 10 role, look to sell Brahim Diaz. He should fetch at least £20million and his departure will add another £120k/week to your wage budget.
Bayern Munich
Transfer budget: £17.14mWage budget: £175k/week
Difficulty rating: 1/5
Bayern are probably the easiest team to manage in FM24. If I could give this a 0/5 rating, I would.
There are two options here. The first is to use the team you have and enjoy an easy ride. The second, more fun challenge, would be to sell as many first-team players as you can and rebuild with an entirely new squad.
Top tip: Manuel Neuer is out for at least three months with a broken leg at the start of every save, so prioritise signing a new goalkeeper.
Napoli (Parthenope)
Transfer budget: £30mWage budget: £0k/week
Difficulty rating: 1/5
Inter are the team favoured to win Serie A in FM24, but Napoli have two of the best players in the entire league in Victor Osimhen and Khvicha Kvaratskhelia.
Napoli originally signed Kvaratskhelia for £8.5million. Finding more talents in that price range with immense potential will be the challenge, as established players may be more interested in joining some of Europe's other top teams. But winning the league and putting up a credible attempt to win the Champions League should not be that difficult.
Top tip: Stephane Jobard's attributes as an assistant manager are fairly low and therefore make him replaceable.
Brighton
Transfer budget: £80mWage budget: £150k/week
Difficulty rating: 2/5
Brighton are on the cusp of becoming a major player in English football. With the largest transfer budget in the Premier League in FM24, their quest to become the best side in the country, and later the world, is not an impossible one.
Evan Ferguson is the club's best young player, while Bart Verbruggen can also become one of the game's better goalkeepers. If you spend that £80million wisely, securing a top-four spot should be simple. If you do not, you could be stuck as a perennial Europa League participant for longer than you might like.
Top tip: Jan Paul van Hecke, who is rated as the fourth-best centre-back at the club, and Danny Welbeck are both out of contract at the end of the season. Sell them sooner rather than later and your starting transfer budget could easily exceed £100million.
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- #3
Sporting Lisbon
Transfer budget: £6.85mWage budget: £14k/week
Difficulty rating: 2/5
The reason Sporting are considered such an easy team to manage in FM24 is because of the young players they have at their disposal.
Ivan Fresneda, Ousmane Diomande, Goncalo Inacio and Guilherme Santos are all under the age of 21 and highly rated. Marcus Edwards and Viktor Gyokeres, formerly of Tottenham and Coventry respectively, are under the age of 25. You already have a strong core in place that, at the very least, should make winning Liga Portugal relatively easy.
Top tip: Santos has five-star potential but is not first-team ready yet, so be sure to loan out the Brazilian midfielder if you cannot find a place for him in your squad.
RB Leipzig
Transfer budget: £17.14mWage budget: £92k/week
Difficulty rating: 2/5
The conveyor belt of young talent RB Leipzig have on their books each season is showing no sign of slowing down. This year's class features two five-star rated prospects in Castello Lukeba and Benjamin Sesko, as well as four-star rated players in Lois Openda and Nicolas Seiwald.
Bayern Munich are a juggernaut that got stronger with the addition of Harry Kane, but Leipzig are not a million miles away from the reigning Bundesliga champions in FM24.
Top tip: With Xavi Simons on loan from PSG and Dani Olmo under contract until 2027, you will either have to use a formation that features a central attacking midfielder or sell Olmo and play Simons further back in central midfield.
Leicester
Transfer budget: £0Wage budget: £0k/week
Difficulty rating: 2/5
The board want a play-off appearance, so expectations are lower than you would think and raising money should not be too difficult. Once you get to the Premier League, things may get a little tougher.
The good news is that Leicester have 10 players at the club (Kelechi Iheanacho, Ricardo Pereira, Wout Faes, Kiernan Dewsbury-Hall, Harry Winks, Conor Coady, Wilfred Ndidi, Patson Daka, Harry Souttar and Stephy Mavididi) with a minimum transfer value of at least £10million.
Top tip: Iheanacho is out of contract at the end of the season and usually wants at least £60k/week if you try to offer him a new deal. Given his wage demands and transfer value (£20million), it may be worth selling him to raise funds instead of losing him for free at the end of the season.
Lyon
Transfer budget: £3mWage budget: £31k/week
Difficulty rating: 3/5
There is no European football and your starting transfer budget is small, but working in your favour is a collection of young players with big expectations.
Sael Kumbedi, Mohamed El Arouch and Rayan Cherki are five-star prospects, while midfielder Johann Lepenant can become a four-and-a-half-star-rated player under the right tutelage. This is more of a longer-term project, as helping Lyon win their first league title since 2008 will likely take a few seasons.
Top tip: Mamadou Sarr, Mahamadou Diawara, Justin Bengui Joao and Steve Kango all start in the second team but have five-star potential. All four players will need time to develop before entering the first-team picture. Aim to carefully select a good loan move for the first three and invest time in 16-year-old Kango's development with a solid training program.
Panathinaikos
Transfer budget: £857kWage budget: £16k/week
Difficulty rating: 3/5
There was once a time when Panathinaikos were a regular in the Champions League group stages, but they have not won a league title since 2010.
In real life, the Greek side beat Marseille in the qualifying rounds but then lost to Braga. Therein lies the challenge, making them part of the furniture in the Champions League again and, in the long run, developing a squad good enough to win it.
Top tip: Eight players over the age of 30 will be out of contract within a year. Of that bunch, former Everton midfielder Bernard and Sebastian Palacios have the highest value, so look to sell them as soon as possible instead of losing them for free at the end of the season.
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- #4
Las Palmas
Transfer budget: £1.7mWage budget: -£6k/week
Difficulty rating: 3/5
Back in La Liga for only the fourth time in their history, Las Palmas' board want you to bring some glitz and glamour to a squad predicted to finish bottom of the league.
There is an expectation to sign high-reputation players and there is not much of a budget available to fulfil that wish. They do, however, have FM23 wonderkid Alberto Moleiro. The Spanish winger can either be the focal point of your team or a player you sell to increase your bank balance.
Top tip: You will need to sell before you can buy the following players, but if you can create more of a wage budget for yourself, David de Gea is available for free and Chicharito is a low-cost, well-known signing to consider, too.
Aberdeen
Transfer budget: £250kWage budget: £4k/week
Difficulty rating: 3/5
The last team to win the Scottish Premiership not named Celtic or Rangers was Aberdeen, back when they were managed by Sir Alex Ferguson in 1985.
In FM24, overcoming that hurdle should not be impossible, but what happens next is where the real challenge awaits. Winning trophies in Europe will be the ultimate test.
Top tip: Alfie Bavidge and Adam Emslie both have immense potential but begin each save out on loan. Those two, along with Ryan Duncan and former Liverpool midfielder Leighton Clarkson, can form the spine of a good side for years to come, so keep their growth at the forefront of your plans.
Sheffield United
Transfer budget: £0Wage budget: £25k/week
Difficulty rating: 4/5
People are starting to ask if Sheffield United will surpass Derby for having the fewest number of points ever in a Premier League season.
In FM24, there is no transfer budget to work with and very few players on the books who can generate large sums of money. Helping them avoid relegation will not be easy.
Top tip: William Osula is the highest-rated young player at the club, but is not ready to compete for a first-team spot at the start of a save. The ideal scenario would be to loan him out, but if you have to, you may consider selling him to generate some much-needed cash.
Lecce (Salento)
Transfer budget: £4.28mWage budget: £0k/week
Difficulty rating: 4/5
Danish defender Patrick Dorgu is one of the highest-rated left-backs in the entire game, while Joan Gonzalez is another young talent with great expectations. Nikola Krstovic also appears to be a player destined for a big-money move at some point soon.
Outside of those three rare bright spots, the odds are stacked against you as you bid to avoid relegation and eventually become Italy's strongest team in FM24.
Top tip: Giacomo Faticanti and Tom Kljun have five-star potential, but given recruiting new players will be difficult, it is probably worth integrating the duo into your first team. If you can raise their profile, you will either have two more first-team players or two assets with decent resale value.
Sparta Rotterdam
Transfer budget: £321kWage budget: £0k/week
Difficulty rating: 4/5
The culture at Sparta Rotterdam in FM24 means you will be expected to sign Dutch players from the lower ranks in the Netherlands. The team itself is viewed as a mid-table outfit, so it is not as if you are taking over a squad with deep pockets or a squad capable of winning it all from day one.
You will not be able to simply flood your team with a concoction of random unknowns from around the world, so this will be a fun test for anyone who backs themselves as a talent spotter and astute tactician.
Top tip: Jason Oost is Sparta Rotterdam's head of development, while Jesper Gudde is their chief scout. Because of the club's transfer expectations, you will likely need staff members in those roles with better attributes, so look to replace both early on.
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- #5
Eupen
Transfer budget: £557kWage budget: £15k/week
Difficulty rating: 4/5
The board want you to sign Qatari players, but your supporters want to see you sign German players. Either way, your pool of potential options is limited from day one.
As for the team itself, Eupen are viewed as a mid-table prospect within Belgian football. The first task will be to win the league, while the second, more difficult adventure, will be to find a way to make them one of Europe's best teams while having a restrictive transfer policy to abide by.
Top tip: USMNT goalkeeper Gabriel Slonina is on loan from Chelsea, while Wolfsburg forward Bartosz Bialek is also temporarily at the club. If you are not satisfied with the other options in those positions, you can afford to sell them to raise funds.
Wrexham
Transfer budget: £250kWage budget: £10k/week
Difficulty rating: 5/5
The Hollywood-owned Welsh club are predicted to finish first in League Two in FM24, but things will only get tougher after that.
Generators ran an experiment to see how long it'd take them to reach the Premier League in FM23 and it took 10 seasons. As soon as they go to the Promised Land, they were instantly relegated. Your first promotion may be straightforward, but rising to the top of the footballing pyramid will not be.
Top tip: Wrexham could do with one or two more experienced additions, so consider signing some free agents, such as Danny Drinkwater, Phil Jagielka, Steven Caulker, Ravel Morrison, Liam Moore and Dan Gosling.
FC Andorra
Transfer budget: £0Wage budget: -£1.21k/week
Difficulty rating: 5/5
Gerard Pique is the owner and they are predicted to finish rock-bottom in Spain's second division after enjoying a fast rise through the ranks in the past few years.
If that was not enough of a challenge, you will be expected to play entertaining and attacking football despite having very few resources to improve, which means grinding out 1-0 wins with boring football may still put your position at risk.
Top tip: Jandro Orellana is one of FC Andorra's best players and is often wanted by other clubs. If you want to make things even harder, sell Orellana, sign some better scouts and look for hidden gems from smaller leagues around the world.
FC Vaduz
Transfer budget: £269kWage budget: £2.5k/week
Difficulty rating: 5/5
Vaduz, a team based in Liechtenstein, are in Switzerland's second division but also find themselves in the Europa Conference League.
The club's board want you to sign Liechtensteiner players, restricting your transfer capabilities. This particular challenge will be fun for people who enjoy building the best youth academy around, as that seems the most likely path to building a European superpower.
Top tip: Vaduz do not have any scouts employed at the start of the save. Given the club's low profile, it will be slim pickings at the start, but Fritz Voltmer, Zeljko Kovacevic and David Cattelani are three scouts worth considering as starting points.
Altay
Transfer budget: £75kWage budget: £0k/week
Difficulty rating: 5/5
Altay are one of three sides in the Turkish second division that have a transfer ban, but unlike Erzurumspor FK and Giresunspor, Altay are predicted to finish 17th in an 18-team league.
Aiming to dethrone Turkish football's established teams is all well and good, but actually doing it will require a lot of patience and makes for the type of long-term save that can keep you invested for a good few seasons.
Top tip: Marco Paixao is the club's best striker, but he is 38 and does not press well. Until you can bring in new recruits, you may have to avoid using a tactical style that prioritises pressing and winning the ball high up the pitch.
